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Q : ÃÖÁ¾¼® ÀÌ»çÀå´ÔÀÇ °æ¿µ¸¶Àε尡 ³²´Ù¸£´Ù°í µé¾ú´Ù. ¾î¶² ¸¶Àεå·Î °æ¿µ¿¡ ÀÓÇϽô°¡?

A : ¹«¾ùº¸´Ùµµ Á¶Á÷À» ¹ßÀü½ÃÅ°°Ú´Ù´Â ¸®´õÀÇ ¿­Á¤ÀÌ ÃÖ¿ì¼±ÀÇ °æ¿µ¸¶ÀÎµå ¾Æ´Ï°Ú½À´Ï±î? ¶ÇÇÑ ¼±ÃâÁ÷ ÀÌ»çÀåÀ¸·Î¼­ ÁÖ¾îÁø Àӱ⵿¾È ÃÖ¼±À» ´ÙÇÏ¿© ±Ý°í¸¦ À°¼º¹ßÀü ½ÃÅ°´Â °ÍÀÌ ÀÌ»çÀåÀÇ Ã¥ÀÓ°ú Àǹ«°¡ ¾Æ´Ñ°¡ ½Í½À´Ï´Ù. ¶ÇÇÑ ³»ºÎÀûÀÎ È­ÇÕ, ´Ü°áµµ ±× Á¶Á÷ÀÇ ¹ßÀü¿¡ Áß¿äÇÑ ¿ä¼ÒÀÔ´Ï´Ù. ÃëÀÓ ÈÄ Á÷¿øµéÀÇ º¹¸®ÈÄ»ýÀ» ÁõÁøÇÏ¿© Á÷¿øÀÇ Á÷Àå¿¡ ´ëÇÑ ¸¸Á·µµ¸¦ Å©°Ô ½ÅÀå½ÃÅ°°í ÀÌ»çÀåÀ» Áß½ÉÀ¸·Î ÀÓ¡¤Á÷¿ø ¸ðµÎ°¡ ÇѸ¶À½ ÇÑ ¶æÀ¸·Î ¶Ê¶Ê ¹¶ÃÄ ±Ý°í¼ºÀå¿¡ ÃÖ¼±À» ´ÙÇÏ°í ÀÖ½À´Ï´Ù. À̹ۿ¡µµ °í°´µé°ú Áö¿ªÁÖ¹Î, ´Üü µî°úÀÇ °ÇÀüÇÑ ¼ÒÅëµµ ±Ý°í °æ¿µ¿¡ ²À ÇÊ¿äÇÏ´Ù°í »ý°¢µË´Ï´Ù. Áö¿ª ³» °¢Á¾ ȸÀÇ, ´Üü¸ðÀÓ, »ê¾Çȸ µî ¸¹Àº À̵éÀÌ ¸ðÀÌ´Â ±âȸ°¡ ÀÖÀ» ¶§ ¸¶´Ù ±Ý°íÀÇ ¼ºÀå°úÁ¤°ú Áö¿ª¹ßÀüÀ» À§ÇÑ ±Ý°íÀÇ ¿ªÇÒµéÀ» È«º¸ÇÏ°í, ¸Å³â ÀÚ»êÀÌ ¹é¾ï¿ø ´ÜÀ§·Î Áõ°¡ÇÒ ¶§¸¶´Ù ´ëÀÇ¿ø ÁÖ¿ä°í°´µé¿¡°Ô ±Ý°í¸¦ ¾Ë¸®´Â Çà»ç¸¦ ÇÏ°í ÀÖ½À´Ï´Ù. ÀÌ·¯ÇÑ Á¡µéÀÌ ¹Ù·Î ¼ÒÅëÀÇ Åõ¸íÇÑ °æ¿µÀ̶ó°í »ý°¢ÇÏ°í ÀÖ½À´Ï´Ù.


Q : »îÀÇ Ã¶ÇÐÀÌ ÀÖÀ¸½Ã´Ù¸é?

A : Àú °³ÀÎÀÇ Çູµµ Áß¿äÇÏÁö¸¸ ´Ù °°ÀÌ ´õºÒ¾î Àß»ç´Â »çȸ°¡ µÇ¾úÀ¸¸é ÁÁ°Ú½À´Ï´Ù. ¼öÄ¡»ó ±¹¹Î¼ÒµæÀº Áõ°¡ÇÏ¿´´ÙÇÏÁö¸¸ ¿ÜȯÀ§±â³ª ±ÝÀ¶À§±â ÀÌÈÄ °æÁ¦Àû »çÁ¤À¸·Î ¾î·Á¿î »ýÈ°À» ÇÏ´Â ÀÌ¿ôµéÀÌ ¸¹ÀÌ ´Ã¾î³µ´Ù´Â °ÍÀº ÀÌ¹Ì Åë°è·Î Áõ¸íµÇ¾úÁÒ. ÀÌ·¯ÇÑ Á¡µéÀº ½ÇÁ¦·Îµµ ÁÖÀ§¿¡¼­ ½±°Ô º¼ ¼ö ÀÖ´Â »ç½ÇÀÔ´Ï´Ù. ¹®Á¦´Â ÀÌ·± Çö»óµéÀÌ ¾ÕÀ¸·Î ´õ¿í ½ÉÈ­µÇ°í ÇØ°á¹æ¹ýÀÌ ½±Áö ¾Ê´Ù´Âµ¥ ¹®Á¦ÀÇ ½É°¢¼ºÀÌ ÀÖ½À´Ï´Ù. ¹è°íÇÄÀº Àӱݵµ ÇØ°áÇÏÁö ¸øÇÑ´Ù´Â ¸»ÀÌ ÀÖ½À´Ï´Ù. ÀÌ·¸µí Á¤ºÎµµ ¸ðµç °ÍÀ» ´Ù ÇØ°áÇÒ ¼ö ¾ø´Â °ÍÀÌ ¾ÈŸ±î¿î Çö½ÇÀÌÁÒ.

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Q : ¿Ã ÇÑÇØ°¡ Àú¹°¾ú´Ù. 2014³âÀÇ °èȹÀÌ ÀÖÀ¸½Ã´Ù¸é?

A : Áö±Ý±îÁö ¿ì¸®±Ý°í´Â ÁÖÀ§±Ý°í¿Í ºñ±³ÇÏ¿© ºü¸¥ ¼ºÀå°ú ¹ßÀüÀ» °ÅµìÇß´Ù°í ÀÚºÎÇÕ´Ï´Ù. ÀÌ¿¡ ¸¸Á·Ä¡ ¾Ê°í ³»³â¿¡´Â ¹«¾ùº¸´Ùµµ ÀÚ»ê 1,000¾ï¿øÀ» ´Þ¼ºÇÏ¿© ÃÊ´ëÇü±Ý°íÀÇ ´ë¿­¿¡ ÇÕ·ùÇÏ°í, ÀÚ»êÀÇ ¼ºÀå¿¡ »óÀÀÇÏ´Â ÀÌÀÍÀ» âÃâÇÏ¿© Áö±Ý±îÁö ÇØ ¿À´ø ÁֹΠÁö¿ø »ç¾÷Àº ¹°·ÐÀÌ°í Áö¿ª°³¹ß, ȯ¿ø»ç¾÷¿¡µµ º»ºÐÀÇ Ã¥ÀÓÀ» ´Ù ÇÏ°Ú½À´Ï´Ù.

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Financial Protectors of Ordinary People

The Saemaeul Finance Firm in Naedang 2 Dong Will Devote Itself to the Best in Korea. Director Choi Jong Seok of The Saemaeul Finance Firm in Naedang 2Dong


Q; The Saemaeul Finance Firm with a proud history of half a century

a permanent savings guide for local residents. What role do you think Saemaeul Finance Firm should do?

A: The aim of The Saemaeul Finance Firm is to promote the improvement of members' economic, social status and regional development projects as a common peoples cooperative association which inherited our indigenous mutual help spirits. The Saemaeul Finance Firm has been performing supporting and sharing business than any other financial institution and agency for several decades in many area such as the improvement of life quality for members, Community development projects, Welfare Support Program, Scholarship Program, Volunteer activities, Jomdori Love Rice sharing event. In particular, the support scale of Jomdori Love Rice sharing event which began immediately after the IMF has exceeded 50 billion won before we know. The more developed countries, the more deepening is rich getting richer phenomenon, and many middle classes going to collapse rapidly after IMF, which result led to the socially and economically weak people, who we should support, take care of, and need welfare policies for. And this is the time for all of us as well as the government to put our heads together and think about that. And at such times, Saemaeul Finance Firm will have take the initiative and set an example to do such as the active enforcement of common people friendly policy for financially underprivileged people from major banks, welfare programs for members,

Regional development projects we have been doing until now, activities for disabilities, child care facilities, undernourished children, unemployed families, and elderly people with no one to rely on The government's official support can't reach or they lack the support of it, for all of whom we should make flame of hope.


Q: Is there any fastest growth secret for Saemaeul Finance Firm, Naedang 2 Dong

A: Finance Firm is the cooperative association in which any residents of the area can participate. Until 2008 when I took office, it is true that the Finance Firm was ignored by the residents of the area. Since being elected as Chairman, I have given them a sense of ownership that residents are the owners of the financial firm through members pep rally, meetings, and local events, and have been letting them know that this is the true Finance Firm for the region through various support programs for local residents such as serving meals for the older adults in senior citizen centers, supporting fuel costs, delivering fire extinguishers to senior citizens who live alone, material support to voluntary night guards, and a neglected class of people etc. In addition, all of managers and employees in our firm has actively participated in Management Policy of CEO who has been emphasizing kindness, change, and transparent management. And I think that my personal human relationships and social activities in the meantime has been not a little helpful to securing of members, asset growth. But most of all, this is the result of the active response to and participation in my passion for fostering the development of the firm by all of managers and employees, representatives, members, and local residents.


Q: Is there anything you want the current administration to do as you are the director of Saemaeul Finance Firm?

A: The number of Saemaeul Finance Firms across the country is over 1300 ones, and their assets exceeded 100 trillion won. The amount of treated by Saemaeul Finance Firms about loan product Haessalon to support common people by the government was over 1 trillion won, on the bases of which we has reaped the best results in the mutual banks. By only this test, Saemaeul Finance Firm must be the representative of the financial institution for common people. and it is the most common people friendly financial institution to lead Customer-centered system and Regional Development based on the spirit of mutual aid compared to banks whose first priority is the interest of shareholders, savings banks aggravating difficulty of family finances with High interest rate loans, and Capital firms.

The Government does not only supervise, monitor, and regulate these Saemaeul Finance Firms, but should abolish the time limit of tax-free, loan rage sphere, and expand Sales Area, present Legal and institutional support, ensure autonomous operation considering the regional characteristics that belong to the firm and business environment rather than the application of uniform regulations to all the firms across the country, and support all the active policies for the development of Saemaeul Finance Firms like the income tax exemption for Non-profit corporation etc.


Q : We hear director Choi Jong Seok has Extraordinary Management Mind. With what management mind do you engage yourself in running the firm?

A : Above all, the passion of the reader to develop the organization is the first Priority of management mind, isn't it? And I think that as Elected Chairman, fostering and growing Saemaeul Finance Firm by doing my best during the term given to me is the responsibilities and duties of Chairman. In addition, internal harmony and unity is an important factor in the development of the organization. After taking office, by promoting the welfare of employees and greatly increasing the job satisfaction of employees, all of managers and employees with the chairman as the central figure are doing our best to develop our firm, being strongly united with everyone together. In addition, sound communication with customers, local residents, and organizations is essential to the management of the Finance Firm, I think. whenever many people are gathered together, like various meetings, group meetings, and Alpine Clubs in the area, I promote the role of the financial firm for the growth process of the firm, Regional Development, and whenever the property increases per ten billion won. I open the event to inform the reality of financial firm to delegates and key customers, which point is the very transparent management and communication with the customers, I think.


Q : Do you have a life philosophy?

A : My personal happiness is important, but I would like our society to be the one in which we can live together with all. Although the national income increased in numbers, since IMF the neighbors who are leading very difficult lives have greatly increased, which has already been demonstrated by statistics. These points are actually easy to be seen as a reality. The seriousness of the problem is that these phenomena will be deepening, and not easy to be solved. they say wage cannot solve hunger. Like this, the government can't solve all of these problems, which is a sad reality. As the spirit of Saemaeul Finance Firm is the one of mutual aid, if I can help people leading very difficult lives a little bit, which I will think of as a biggest thrill. Our Saemaeul Finance Firm of Naedang 2 Dong as well as I will regard it as the best value that returning the profit of the financial firm to the society and the practice of sharing.


Q : This year goes out. Do you have any plan for 2014?

A : I certainly believe that our Finance Firm has repeated a rapid growth and development so far, not being satisfied with this. We will join the ranks of super Finance Firms, by achieving 100 billion won of assets, and I will fulfill the duty of responsibility as well as residents support program we've been doing so far, such as Regional development, the projefct of returning part of our profits to the community by creating profits corresponding to property. Our Saemaeul Finance Firm of Naedang 2 Dong will be more devoted to the development community, and will try to create a new development model for Saemaeul Finance Firm.


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